Diversity-inclusion nexus : assessing the role of ethnic and religious diversity in financial inclusion; a global perspective
Amin, Saqib; Yasin, Iftikhar; Rutkowska-Ziarko, Anna (2022-06-06)
Saqib Amin, Iftikhar Yasin & Anna Rutkowska-Ziarko (2023) Diversity-inclusion nexus: assessing the role of ethnic and religious diversity in financial inclusion; a global perspective, Economic Research-Ekonomska Istraživanja, 36:1, 1205-1225, DOI: 10.1080/1331677X.2022.2083648
© 2022 The Author(s). Published by Informa UK Limited, trading as Taylor & Francis Group. This is an Open Access article distributed under the terms of the Creative Commons Attribution License (http://creativecommons.org/licenses/by/4.0/), which permits unrestricted use, distribution, and reproduction in any medium, provided the original work is properly cited.
https://creativecommons.org/licenses/by/4.0/
https://urn.fi/URN:NBN:fi-fe2022112266508
Tiivistelmä
Abstract
Diversity and financial inclusion are at the top of boardroom agendas across the financial services industry. An inclusive financial environment ensures equitable access to resources and opportunities for all. Diversity & financial inclusion is crucial for future financial management industry and its success is determined by the ability to create an inclusive culture and diverse societies. Previous studies discussed the diversity-inclusion nexus without assessing the role of ethnic and religious diversity in financial inclusion. This study empirically examines the association between ethnic and religious diversity and financial inclusion by using the dataset of 187-countries across the world. Finding shows that there is a strong positive relationship exist between financial inclusion and ethnic or religious diversity, or both. Furthermore, results are consistent for the high-, middle- and low-income countries. This study suggests that fruitful outcomes of diverse population can only be obtained by ensuring the equitable and peaceful society via cohesion. Future research can be explored these findings and confirm this by country specific implication of ethnic and religious diversity in financial inclusion.
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